Vella Financial Lending

Daniel Vella

Daniel is a passionate mortgage broker servicing Eltham, Greensborough, Plenty, Reservoir , Preston and surrounding area, backed by more than 21 years' experience in the mortgage and finance industry.

Throughout his career Mr Vella has gone from strength to strength receiving numerous certificate of achievement including a Platinum customer satisfaction award.

While Daniel manages to write impressive volumes year in year out his desire to write good volumes and grow his business always falls second to his desire to help borrowers achieve their dream whether it be home ownership, property investment or a wealthy retirement. Daniel is committed to going that "extra mile", planning and guiding his clients so that they can get into their dream home sooner.

Franca Primerano

Franca is the newest member of the Vella Financial Lending, joining the business in 2020 as the office manager and Administration Manager.

Franca has ran a successful business for several years and excelled within in that industry. She is bringing a wealth of business operating, inter personal skills and marketing knowledge to the business.

Whether it be sending out settlement cards and letters or managing client progress payments, Franca ensures that the business runs smoothly from day to day and that all our clients receive the best possible service experience.

USING A MORTGAGE BROKER .

Before considering the potential positives and negatives of welcoming a mortgage broker into your life, it’s good to understand what exactly it is that a mortgage broker does.

Put simply, their job is to research available lenders and narrow down some options that suit your circumstances – showcasing the different deals on offer to help you make up your mind without the stress of shopping around yourself.

But they are not magic. For them to do their job properly, potential borrowers must give them accurate and honest information, in just the same way you would give the lending specialist at your bank your own financial details.

By enabling them to get the process started with the relevant data at their fingertips, they can work quickly to present different available mortgage options for you to choose from.

Some things a mortgage broker can do for you to help you access a mortgage include:

· Identifying information to enable access to your credit report

· Examining pay slips and previous tax returns to verify your annual income

· Contacting your employer or accountant to confirm your employment situation

· Examining financial statements to support your claims

Without the right information, a mortgage broker cannot secure you a loan.

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own inquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.